high grade corporate bonds, bonds from ge, google, apple, those are bonds that pay way more than the u.s. government debt and frankly in my opinion have a better credit rating. those are places i would look if you're scared of stocks here. melissa: but, scott, i am a little nervous about stocks because i think the economy, you don't think it will be horribled by debt, by regulation, by, you know, uncertainty. every ceo says they don't know what is coming down the pike. for whatever excuse they're using this week, they're not hiring they're not expanding. i think stocks look kind of scary here. >> well that's a good thing usually. if stocks look great, that is ush looly time to sell them. you made a great point, melissa. we heard the same song and dance from ceos for three years since president obama got in the white house. guess what happened? we had pretty good bull market in he can equities. those scenarios stocks could definitely get volatile here and go down in january and i would definitely buy the dips. melissa: kimberly, what do pou think?. >> i agree with scott, 100%. my crystal